Based on Worts and Cunning

Full Fee: £85

• I am comfortably able to meet all of my basic needs

• I may have some debt, but it does not prohibit the attainment of basic needs

• I own my home or property, or I rent a higher-end property

• I am employed

• I have access to financial savings

• I have an expendable income

• I can always buy new items

• I can afford an annual holiday or take time off

Reduced Fee: £65

• I may stress about meeting my basic needs but still regularly achieve them

• I may have some debt, but it does not prohibit the attainment of basic needs

• I am employed

• I might have access to financial savings

• I have some expendable income

• I am able to buy some new items & I thrift others

• I can take a holiday annually or every few years without a financial burden

Low Fee: £40

• I frequently stress about meeting basic needs & don’t always achieve them

• I have debt and it sometimes prohibits me from meeting my basic needs

• I rent lower-end properties or have unstable housing

• I am unemployed or underemployed

• I have no access to savings

• I have no or very limited expendable income

• I rarely buy new items because I am unable to afford them

• I cannot afford a holiday or have the ability to take time off without a financial burden